When you apply for DriveFree™, pāyZero® will initiate a soft pull of our credit report so you give your dealership an up front score.  Your dealership will then know exactly how to handle your auto loan financing. No haggling.

DriveFree™, will give your dealership a crystal clear picture of your finances and ability to repay your loan. We also use artificial intelligence to safely verify your income. Doing this up front will help your dealership negotiate the lowest possible interest rates for your loan.

After you are Pre-Approved, you will be provided with a list of cars, trucks, & SUV’s within 200 miles of your residence that fit your recommended maximum car payment that DriveFree™ will cover.

Easy Qualification

1. Employed salary or hourly, Military, Retired or Fixed Income
2. Age 25 or older
3. Minimum total household income of $3,800/mo. after taxes.
4. Direct Deposit to an active Checking Account (no savings accounts)
5. Active Checking Account at a Bank (Accounts at Credit Unions do not qualify unless its USAA)