When you apply for DriveFree™, pāZero® will initiate a soft pull of our credit report so you give your dealership an up front score. Your dealership will then know exactly how to handle your auto loan financing. No haggling.
DriveFree™, will give your dealership a crystal clear picture of your finances and ability to repay your loan. We also use artificial intelligence to safely verify your income. Doing this up front will help your dealership negotiate the lowest possible interest rates for your loan.
After you are Pre-Approved, you will be provided with a list of cars, trucks, & SUV’s within 200 miles of your residence that fit your recommended maximum car payment that DriveFree™ will cover.
Select a vehicle you are want to purchase, take your Certified Pre-Approval Certificate to the dealership, and finance with your favorite bank.
Immediately. The Faster you set up your Circulating Budget Strategy at your bank, the faster it kicks in, usually within 90 days. We will begin making payments from 10% all the way 100% of your auto loan payments to your lender. The more we pay, the less you have to. As long as you are on DriveFree™, your auto loan payments will be made.
You do not need to have an active loan with pāyZero® to experience DriveFree™. You may already be paying on an existing auto lender, or you may want to trade up and apply your reserve. As long as you meet the minimum requirements, you can use the Drive Free™ Zero Payment Plan to have any auto loan you wish paid off.
As an added bonus, the system has a built-in algorithm that will actually pay off your auto loan 20% FASTER than normal auto loan financing.
|Monday||9:00 am - 8.00 pm|
|Tuesday||9:00 am - 8.00 pm|
|Wednesday||9:00 am - 8.00 pm|
|Thursday||9:00 am - 8.00 pm|
|Friday||9:00 am - 8.00 pm|
|Saturday||9:00 am - 8.00 pm|