Strategy 1: Auto Loan Payments Matched

After you finance your vehicle, A Float25 (EBF) Electronic Bill-Pay Fund is used to match your auto loan payments into a Life Insurance policy. When your loan is paid off, you will have access to the same amount of money you paid your lender.  (See picture below)

W-2 and Salaried Employees actively paying an auto loan should do this Right Now!

Float25 instantly establishes a 12% to 25% increase in disposable dollars when you model your bank accounts and electronic bill pay platform at your bank after the Float25 strategy that has been prepared for your household.  Float25 is a “money finding” strategy for banking that will rearrange the way your money moves through your bank accounts so up to 25% of the cost of your monthly bills (float) can be rebated and swept towards financial planning without depleting your savings, without re-writing your budget, and while all of your monthly bills are paid on time, in full, with no NSF’s. (What is Float25, and How does it work).  The float rebate finds the most money when at least 80% of your total monthly household expenses are included in the Float25 system.

Using Life Insurance to Guarantee a “Return of Auto Loan Payments”®

Purchasing life insurance for saving can be very expensive.  The Float25 EBF is used to add money to your life insurance savings cash value via subsidy, this way its deposits do not directly affect your household budget.

For DriveFree, combining Float25 with an A+ Rated Life Insurance Company opens the opportunity for you to have an “Auto Loan Payments Matched” as you pay off your loan. Float25 can sweep (up to 25% of the cost of your monthly bills) at an amount equal to, or greater than your vehicle loan payment into a life insurance policy (Private Family Bank) for growth and tax-free access.

Old Way to pay off an auto loan versus the New Way

Since your Float25 Account is sweeping an amount equal or greater than your loan payments into your life insurance policy,  you can now continue paying your auto loan knowing you are going to “Get Back Your Payments”.  This way, when you are finished paying off your auto loan, your Float25 Account will have paid an equal amount into your life insurance policy/Private Family Bank.

(See Picture showing the Old Way to pay off an auto loan versus the New Way)

Steps To Accessing Your Return of Payments:

  1. Enter your household net income and expenses into the Float25 Calculator: Calculator
  2. Our Advisors will help you start your Return of Payments plan.
  3. Once your household is on the Float25 system, then we can strategically set up your insurance plan to return your payments when your vehicle loan is paid off.

3 Guarantees When you choose our “Return of Payments” Strategy:

  1. You are assigned a Financial Counselor that will place you on Float25 and recirculate between 12% – 25% of your total expenses into an interest-bearing account with zero NSF’s
  2. Our system will send your subsidized dollars to your Float25 Account to fund your life insurance policy independently from your household budget.
  3. You make your regular payments to your auto lender, Your Float25 EBF will fund your life insurance policy.

Return of Payments

Must meet the minimum account holder requirements

  • Employed salary or hourly, Military, Retired or Fixed Income
  • Age 25 or older
  • A minimum of $3,800/mo. in household expenses.
  • Active Checking Account With Direct Deposit (No Credit Unions unless it’s USAA®)

Enter your Income and Expenses into the Float25 Calculator below.

Disclosures: I/we understand PayZero™ provides their advisory on setting up your Float25 Electronic Billpay Fund (EBF) at an initial rate of $499 and a monthly processing rate of 10% of your float subsidy per month. The strategy behind Float25 translates into a doable plan for your household. Under our guidance, your money is distributed to 4 checking accounts in a pattern that will allow all of your monthly expenses to be paid in full on 25% less money.  The 25% rebate is called “Digital Margin Float”. That means when you follow our instructions; you have ensured the safety of having all your bills paid on time as usual and all of your monthly savings like normal.  But now, you will have an extra 12% to 25% of Margin Float available to use without experiencing an NSF or Overdraft. Your account will have the ability to make direct cash towards financial planning every month independent of your household budget All management questions and adjustments are handled via Zoom® Meetings.  As we guide you to managing your online banking and bill-pay, we direct your recirculated margin float to an account we establish for you here at Payzero® Incorporated. (see explanation)
The EBF system Online Banking and Bill-Pay Management Services will work with any bank. *PayZero Inc. has Zero access to your bank account(s) **The National Monthly Margin Average per household is $1,100. Easy Qualification: Must be Employed salary or hourly, Military, Retired or Fixed Income, Age 25 or older, A minimum of $3,800/mo. in household expenses. For the best results, you need 4 checking accounts at the same bank. 1. Main, 2. Debt, 3. Utility, 4. Discretionary. (No Credit Unions unless it’s USAA®)
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