Join Instant Payment Freedom™: Our Members don’t pay car notes.
Instant Payment Freedom™ allows members to use ReSpend25 to make loan payments to your lender instead of spending from your budget.
Before we start, open your mind to the fact that Right Now, you are already spending thousands of dollars per month on household expenses. Now, imagine an automated system that pays all monthly in full and on time, while allowing you to ReSpend $500, $1,000, $1,500, or $2000+ each month. Question: How much of my loan payment will ReSpend25 pay?
- ReSpend25 is an FDIC-compliant online banking strategy that changes the way you bank so that each time you pay a bill using electronic bill pay, you get to sweep 12% to 25% of the money you spend on household bills into a life insurance policy, trust, CD, or investment vehicle for safe accumulation. This way, your auto loan can be paid from your ReSpend account instead of your budget.
- The ReSpend25 strategy works when you model your banking and electronic bill pay schedule at your bank after the strategy that ReSpend25 recommends for your household. You get to ReSpend the most money when at least 80% of your total number of household expenses are paid using electronic bill pay at your bank.
- ReSpend25 gets its results without depleting your savings, without re-writing your budget, and while all of your monthly bills are paid on time, in full, with no NSFs.
The average American household spends $5,102 every month on household bills, expenses, and lifestyle. (2018). Imagine getting to KEEP 12% to 25% of that money and using it to cover your auto loan payments.
How Does Instant Payment Freedom™ Work?
With ReSpend25, Instead of buying more with your return money, we have it saved for you into a life insurance policy. The policy then is used to pay your auto lender separate from your household budget.
How Do I Start My Instant Payment Freedom™ Membership?
- You pay $499
- Our Advisors set up your ReSpend25 Account
- A single Vehicle Loan payment is made each month to your lender using your ReSpend25 Account (insurance policy)
- You make No More payments to your lender from your household budget
- Starts as fast as you can set it up
Benefits of Instant Payment Freedom™
- Vehicle Paid Off: Your vehicle loan safely paid off on time
- Invested Payments: You can now invest your loan payments wherever you like.
- Discounted Vehicles: When you are ready to purchase another vehicle, we have a huge selection of discounted vehicles on our site to choose from.
Steps To Get Started:
- Enter your household net income and expenses into the Universal ReSpend25 Calculator: Calculator
- Our Advisors will help you start your plan.
- Once your household is on the ReSpend25 system, then we can set your ReSpend25 account to pay your lender until your vehicle loan is paid off.
3 Guarantees When you sign up for Instant Payment Freedom™:
- You are assigned a Financial Counselor that will place you on ReSpend25 and recirculate between 12% – 25% of your total expenses into an interest-bearing account with zero NSFs
- Each month, our system will automatically send your subsidized dollars to your ReSpend25 Account to pay your lender independently from your household budget.
- You, you now, keep your money, as regular payments are now paid to your auto lender from your insurance policy.