• Mon - Sat 9AM - 8PM

Get DriveFree™

Stop paying on your car loan. Let DriveFree™ pay the note instead, while you keep your money for investments.  Read Why It Works…

Getting Started With DriveFree™ is Easy...

Step 1

Enter your household budget into the Vehicle Qualifications Calculator to see your maximum car payment DriveFree™ pays.


Step 2

Select a vehicle you are want to purchase from our Member Affiliate Auto Dealers, https://www.drivefree.app/inventory/ take your Certified Pre-Approval Certificate to the dealership, and finance with your favorite bank.

Step 3

Open an account with Acorns®, Robinhood®, or SigFig®. This is we place any money remaining after your loan is paid. Paying back your loan will now have no affect your budget.







Immediately. The Faster you set up your digital banking strategy at your bank, the faster it kicks in, usually within 90 days. We will begin making payments from 10% all the way 100% of your auto loan payments to your lender. The more we pay, the less you have to.  As long as you are on the digital banking strategy, your auto loan payments will be made.

You do not need to have an active loan with pāyZero® to use DriveFree™. You may already be paying on an existing auto lender, or you may want to buy a new vehicle and apply your refund. As long as you meet the minimum requirements, you can use the Drive Free™ program to have any auto loan you wish paid off by your refund.

As an added bonus, the system has a built-in algorithm that will actually pay off your auto loan 20% FASTER than normal auto loan financing.

  1. Employed salary or hourly, Military, Retired or Fixed Income
  2. Age 25 or older
  3. Minimum total household income of $3,800/mo. after taxes.
  4. Direct Deposit to an active Checking Account (no savings accounts)
  5. Active Checking Account at a Bank (Accounts at Credit Unions do not qualify unless its USAA)

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    Monday 9:00 am - 8.00 pm
    Tuesday 9:00 am - 8.00 pm
    Wednesday 9:00 am - 8.00 pm
    Thursday 9:00 am - 8.00 pm
    Friday 9:00 am - 8.00 pm
    Saturday 9:00 am - 8.00 pm