Please place your net income and expenses into the Vehicle Qualifications Calculator so we may calculate your maximum car payment you should not exceed when buying your vehicle. This is the amount the DriveFree™ system will pay so that you won't have to spend money from your budget.
On the last section, please place your banking information so that we may verify all the income for your household.
Revolving Expenses/Other Debts
MyXtraMoney™ has a “Split-Dollar Deposit” algorithm to make sure all of your monthly bills can be paid as efficiently as possible from your bank while increasing your overall monthly savings. This is done without asking you to cut back on your monthly spending!
Let's get some basic information about your income:
MyXtraMoney™ needs a detailed account of your monthly expenses in order to calculate the amount of money that can be unlocked per month.
Now we are going to gather a little information about your normal expenses such as power bill, water bill, etc.
Let's gather some expenses that are above and beyond what most consider basic necessities. These are optional and can be skipped if you do not have one.
These are expenses that are uncommon, but are crucial for some.
Typically your insurance will be deducted from your pay check each pay period. There are scenarios where this may not be the case. Please select any additional insurances that you may carry.
There is no need to include any insurance that is already being deducted.
Now let's get into the fun stuff. Time to discuss your Credit Cards, Student Loans, Title Loans, etc.
Please combine all payments of each type of debt.
Example: You have 3 credit cards. (Credit Card 1: $25 payment/month, Card 2: $100/month, Card 3: $0 Payment)
Total Amount: $125 would go in the box for Credit Cards.
*if none of this applies to you then click on next.
Time to bring home the (turkey) bacon. No Really, let's discuss your grocery bill, shopping, entertainment, gasoline, trips, and all the other fun things in your life.
Please skip any expenses that do not apply.